Discussion:
HSV written off for minor damage
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Ozix
2024-10-02 01:00:13 UTC
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I saw this on FBMP:
https://www.facebook.com/marketplace/item/1234014257942770/
Front airbags have gone off (presumably seat belt tensioners too).
Windscreen is broken, front bumper gone, but little other damage.
Headlights are still there, no bent panels.
I would have thought this could be repaired. But seller thinks they can
get $30,000 or so by selling it piece by piece.
Computer Nerd Kev
2024-10-02 22:27:21 UTC
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Post by Ozix
https://www.facebook.com/marketplace/item/1234014257942770/
Front airbags have gone off (presumably seat belt tensioners too).
Windscreen is broken, front bumper gone, but little other damage.
Headlights are still there, no bent panels.
I don't look at Facebook but that sounds a lot worse than some
minor damage that causes write-offs. Looking at the Manheims car
auctions online I saw recently at a local town a 2010s top-spec
Land Rover written off seemingly just because it had reversed into
something at low speed and bent a panel behind one of the rear
wheels. No airbag deployed or windows damaged, no sign of chassis
damage, and otherwise in fine conditon (assuming no unstated
mechanical issues).
Post by Ozix
I would have thought this could be repaired.
I'm not sure how repairers get past the requirement to have items
like the seat belts inspected by the vehicle manufacturer in order
to get it taken off the written-off vehicles register. Surely it's
in the manufacturer's interest not to offer that service, so they
can increase the value of used models by having more taken off the
road?
Post by Ozix
But seller thinks they can get $30,000 or so by selling it piece
by piece.
No idea, but I've certainly read claims of vehicles being written
off unnecessarily with excessive repair estimates because the
insurers can make more money with reselling them as write-offs.
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Noddy
2024-10-02 23:06:24 UTC
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Post by Computer Nerd Kev
No idea, but I've certainly read claims of vehicles being written
off unnecessarily with excessive repair estimates because the
insurers can make more money with reselling them as write-offs.
NO, they don't. They'd make more money in *not* having to write vehicles
off, but the fate of a damaged vehicle is governed by the cost of the
repair. What may look superficial can actually be ridiculously expensive
to repair on today's vehicles, and their general guideline is that if
the cost to repair a car is more than around 30% of it's worth they are
better off scrapping it and paying the owner out.

Vehicle repair these days is hideously expensive.
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Regards,
Noddy.
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alvey
2024-10-03 00:42:02 UTC
Permalink
Post by Noddy
Post by Computer Nerd Kev
No idea, but I've certainly read claims of vehicles being written
off unnecessarily with excessive repair estimates because the
insurers can make more money with reselling them as write-offs.
NO, they don't. They'd make more money in *not* having to write vehicles
off, but the fate of a damaged vehicle is governed by the cost of the
repair. What may look superficial can actually be ridiculously expensive
to repair on today's vehicles, and their general guideline is that if
the cost to repair a car is more than around 30% of it's worth they are
better off scrapping it and paying the owner out.
Vehicle repair these days is hideously expensive.
lol!

Come on then Fraudster! Tell the nice people how you'd know?


Aside: There's a residence nearby undergoing some major rennoing and
yesterday there were six tradie utes lined up outside it. Four Toyotas &
two Isuzus (Sp?). ie No Insecuritymobiles like Prams or Prangers at all.
Odd hey?


alvey
Xeno
2024-10-03 02:38:24 UTC
Permalink
Post by Noddy
Post by Computer Nerd Kev
No idea, but I've certainly read claims of vehicles being written
off unnecessarily with excessive repair estimates because the
insurers can make more money with reselling them as write-offs.
NO, they don't. They'd make more money in *not* having to write vehicles
Hey, you're using *logic*?? What a change from your *normal*.
Post by Noddy
off, but the fate of a damaged vehicle is governed by the cost of the
repair. What may look superficial can actually be ridiculously expensive
That's because, unless your workshop is appropriately equipped, or you
are appropriately trained *and qualified*, you cannot properly assess
structural damage. That's you stuffed right there.
Post by Noddy
to repair on today's vehicles, and their general guideline is that if
the cost to repair a car is more than around 30% of it's worth they are
I call bullshit on that! The wife's Suzuki suffered more than 60% of its
market value in damage a couple of years back - and it was repaired.
Post by Noddy
better off scrapping it and paying the owner out.
What kills a lot of accident damaged cars is the number of airbags that
go off or are *at risk*.
Post by Noddy
Vehicle repair these days is hideously expensive.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-10-03 03:46:14 UTC
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Post by Xeno
Post by Noddy
Post by Computer Nerd Kev
No idea, but I've certainly read claims of vehicles being written
off unnecessarily with excessive repair estimates because the
insurers can make more money with reselling them as write-offs.
NO, they don't. They'd make more money in *not* having to write vehicles
Hey, you're using *logic*?? What a change from your *normal*.
what logic? he just made an unsupported statement
Post by Xeno
Post by Noddy
off, but the fate of a damaged vehicle is governed by the cost of the
repair. What may look superficial can actually be ridiculously expensive
That's because, unless your workshop is appropriately equipped, or you
are appropriately trained *and qualified*, you cannot properly assess
structural damage. That's you stuffed right there.
Post by Noddy
to repair on today's vehicles, and their general guideline is that if
the cost to repair a car is more than around 30% of it's worth they are
I call bullshit on that! The wife's Suzuki suffered more than 60% of
its market value in damage a couple of years back - and it was repaired.
Post by Noddy
better off scrapping it and paying the owner out.
What kills a lot of accident damaged cars is the number of airbags
that go off or are *at risk*.
Post by Noddy
Vehicle repair these days is hideously expensive.
--
Have a nice day!..
stay sane, be happy, and enjoy living.
Ozix
2024-10-02 23:16:05 UTC
Permalink
Post by Computer Nerd Kev
Post by Computer Nerd Kev
I'm not sure how repairers get past the requirement to have items
like the seat belts inspected by the vehicle manufacturer in order
to get it taken off the written-off vehicles register. Surely it's
in the manufacturer's interest not to offer that service, so they
can increase the value of used models by having more taken off the
road?
I don't know if Holden would care about value of somebody's V8 garage
queen. It is also possible that GMH warehouse has run out of some needed
part, like the seat belt.
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