Discussion:
OT: the thin edge of the wedge
(too old to reply)
Mighty Mouse
2024-08-19 04:01:31 UTC
Permalink
https://auslink.info/video/amazon_fresh.mp4

if cash is gone, government and banks will have total control of our lives
--
Have a nice day!..
Petzl
2024-08-19 04:45:19 UTC
Permalink
On Mon, 19 Aug 2024 14:01:31 +1000, Mighty Mouse
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Saw one in Liverpool
They have vegetables outside of shop to buy as well as inside
Never been in?
https://www.facebook.com/watch/?v=190137339548326
--
Petzl
Rod Speed help 24/7
https://www.sensationbot.com/jschat.php?db=rodspeed
Noddy
2024-08-19 07:13:42 UTC
Permalink
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Again, people have to wonder about the thought process you went through
that forced you to believe that cross posting this nonsensical bullshit
into two completely irrelevant groups was a good idea.

You are a very unintelligent man who apparently is completely incapable
of learning from your own mistakes.
--
--
--
Regards,
Noddy.
Mighty Mouse
2024-08-19 07:23:51 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Again, people have to wonder about the thought process you went
through that forced you to believe that cross posting this nonsensical
bullshit into two completely irrelevant groups was a good idea.
You are a very unintelligent man who apparently is completely
incapable of learning from your own mistakes.
your opinion is worthless
--
Have a nice day!..
Clocky
2024-08-19 07:59:56 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Again, people have to wonder about the thought process you went
through that forced you to believe that cross posting this nonsensical
bullshit into two completely irrelevant groups was a good idea.
You are a very unintelligent man who apparently is completely
incapable of learning from your own mistakes.
your opinion is worthless
Of course it is. That proven liar and fake posted a completely off-topic
post on the subject of Olympics in a car group which is far less
relevant to cars than your post.
--
In thread "May need to buy petrol soon" Sept 23 2021 11:15:59am
Keithr0 wrote: "He made the assertion either he proves it or he is a
proven liar."

On Sept 23 2021 3:16:29pm Keithr0 wrote:
"He asserts that the claim is true, so, if it is unproven, he is lying."
Keithr0
2024-08-19 09:17:07 UTC
Permalink
Post by Clocky
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Again, people have to wonder about the thought process you went
through that forced you to believe that cross posting this
nonsensical bullshit into two completely irrelevant groups was a good
idea.
You are a very unintelligent man who apparently is completely
incapable of learning from your own mistakes.
your opinion is worthless
Of course it is. That proven liar and fake posted a completely off-topic
post on the subject of Olympics in a car group which is far less
relevant to cars than your post.
but he didn't cross post it and bring that idiot petzl in.
Xeno
2024-08-19 09:48:05 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
if cash is gone, government and banks will have total control of our lives
Again, people have to wonder about the thought process you went through
that forced you to believe that cross posting this nonsensical bullshit
into two completely irrelevant groups was a good idea.
People have to wonder about the thought processes you went through that
forced you to believe that inventing a complete, over the top and
completely fake career in automotive just to big yourself up and gain
credibility in a newsgroup was a good idea! But once said people realise
you are nothing more than a narcissistic sociopath, no further
explanation needed, wonder no more.
Post by Noddy
You are a very unintelligent man who apparently is completely incapable
of learning from your own mistakes.
That's a mirror shot to the moon and back!

You have *proven* that you are an unintelligent man completely incapable
of learning from your own mistakes. You ran away from completing year 9
which, in turn, prevented you from ever signing onto any apprenticeship
ever. Did you learn from that and repeat that *failed* year? Nope, you
spent the next three years as a parts cleaner/trades assistant thereby
*wasting* those crucial years when you were fresh out of school. In
sifting through your *work history claims*, a safe assumption can be
made that you spent the next several years in other equally nondescript
jobs, likely also as a cleaner/TA. Did you do night classes at TAFE to
compensate for that first failure? My guess would be a resounding No.
Incapable of learning from your own mistakes. What you *did do* was
cover up your lack of intelligence with a lie, the one where you claimed
you were an AME apprentice. Sadly, for you, even passing that year 9
exam would *not* have qualified you for entry into an AME apprenticeship
since they were at technician level with minimum year 10 passes. Screwed
up there, eh Darren. Of course your ego got involved and, in cohorts
with your narcissism, you claimed another trade qualification, that of
an auto machinist. You claimed you did an apprenticeship in-house at
*Repco* little realising that the TAFE college, where *all* auto
machinists in Victoria were trained, was just around the corner from
where you once lived. Slipped up on your own bullshit there! These two
fake apprenticeship claims *pre-dated* my appearance on the scene here
and I had no reason to question your claims - at first. It was only when
you tried on another fanciful claim of transferring your AME
apprenticeship to a motor mechanic apprenticeship that you really fell
into the shit. What you didn't realise was that I had *first hand
experience* in the Victorian apprentice training system and knew
straight away your story/claim to be a *qualified* motor mechanic was
utter bullshit. Big mistake on your part there laddie! Special
dispensation from the DLI! Ha! You heaped on more and more bullshit and
it served only as your undoing. Your *previous* claims came into
question and were found wanting. Tripped over your own stupidity when
you said your AME apprenticeship was cancelled. Please enlighten me as
to how you can *transfer* a cancelled apprenticeship. It doesn't happen,
cancelled is just that, cancelled!
You really outdid yourself when you claimed that CVs straighten
steering. Well, right away it became patently obvious that you had never
done any apprentice training on steering and suspensions. That's all
covered in 2nd year at TAFE Darren, and 3rd year too.
One would have assumed, when you were being shot down left and right on
all these bullshit claims you made, that you might learn something from
your *mistakes*. But no, you doubled down and increased the bullshit
load to the Nth degree, Service manager at a Honda dealership (that was
a laugh), ran your own business in the *Slough Estate* of Altona, owned
land in Queensland, even the lie that your wife was a teacher and had a
teaching qualification and *you claimed* she told you there's no
psychology in a teaching degree.
Funny thing, I was going through all my stored documents today, in the
process of sifting through and working out which to keep and which to
toss out, and came across the Statement of Results for my DipTT. Right
there under Principles and Methods of Teaching 1 & 2 was Educational
Psychology. Funny thing, even Principles and Methods of Teaching had
psychology intertwined throughout. In fact, as I look back over the
subject list, I can see psychology enmeshed throughout. Yet you, an
unintelligent high school failure, have the temerity to try to tell me
what I studied at Melbourne Uni and even try to involve your own wife in
order to support your lies. As you found, it doesn't work and it never
will because some of us don't need to lie, don't need to invent our
lives, and that's simply because we actually have one.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Keithr0
2024-08-19 10:10:11 UTC
Permalink
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
Peter Jason
2024-08-19 21:00:27 UTC
Permalink
On Mon, 19 Aug 2024 20:10:11 +1000, Keithr0
Post by Keithr0
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
Some sellers now offer a direct bank transfer (EFT) payment to by-pass
credit cards payments.
Xeno
2024-08-20 01:27:51 UTC
Permalink
Post by Peter Jason
On Mon, 19 Aug 2024 20:10:11 +1000, Keithr0
Post by Keithr0
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
Some sellers now offer a direct bank transfer (EFT) payment to by-pass
credit cards payments.
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants. Once you do a direct
bank transfer like that, the money is gone for good.

One thing people need to realise is that a credit card gives you more
security than a debit card. The laws oon credit cards are strict, on
debit cards - not so much.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-20 02:27:54 UTC
Permalink
Post by Xeno
Post by Peter Jason
On Mon, 19 Aug 2024 20:10:11 +1000, Keithr0
Post by Keithr0
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
Some sellers now offer a direct bank transfer (EFT) payment to by-pass
credit cards payments.
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
Post by Xeno
The laws on credit cards are strict, on debit cards - not so much.
--
Have a nice day!..
Mighty Mouse
2024-08-20 02:40:46 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
Post by Peter Jason
On Mon, 19 Aug 2024 20:10:11 +1000, Keithr0
Post by Keithr0
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
Some sellers now offer a direct bank transfer (EFT) payment to by-pass
credit cards payments.
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
read the reviews. you may want to rethink using pp. this one is
interesting..

"PayPal has changed - READ REVIEWS I have been with PayPal for so long,
I had never thought to read Pay Pal reviews. After a recent bad
experience, I was searching for alternative on line payment methods and
found all of these negative reviews! I started to wonder what was going on?

If you are in Australia and have been duped by a Chinese company
claiming to have stores in Australia you may have thought you would get
protection from PayPal. After MANY years of using PayPal I had two very
obvious Chinese scams rejected, I started wondering why has PayPal
changed? It used to be SO good for the buyer. I investigated their
history and a few things stood out.

In January 2021, PayPal became the first foreign operator with 100%
control of a payment platform in China, gaining an advanced position in
the local online payment market. So I suspect they are supporting the
Chinese companies that are obviously making a LOT of dishonest money out
of the Australian market and PayPal are profiting. I think the legal
term for that is acquiescing (knowing its wrong but saying nothing
because you benefit).

In February 2023, PayPal announced layoffs for 2,000 of its workers, or
7% of its total workforce; which indicates the competition in this area
is gaining momentum and PayPal is losing money – therefore they will
back a seller that makes them a lot of money, over a consumer who is
asking for their scammed $90 back.

I am guessing if you offend enough customers by siding with scammers,
you are only digging yourself into a deeper hole? I only chose PayPal
for online safety and for scammer support. Whilst I feel the safety
aspect is still there (although some reviews on here suggest otherwise).
I would no longer stay with PayPal for buyer protection. They no longer
give it. Look at dynamic cvv credit cards or single use credit cards –
google it - both are readily available. Deal only with sellers you know
and trust. If you see something ‘shiny’ advertised on FB - look up
reviews, make contact, ask for their address before impulsively clicking
“buy now”.

WRITE AND READ HONEST REVIEWS – its our best defence in the cyber-world. "
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can
be cancelled or put on hold with no serious disadvantage to you. but
with a dc money is taken from your bank account (of course) which
leaves you with depleted funds. but even more worrying is that
scammers have obtained access to your banking details.
Post by Xeno
The laws on credit cards are strict, on debit cards - not so much.
--
Have a nice day!..
Keithr0
2024-08-20 09:40:26 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
Mighty Mouse
2024-08-20 10:02:00 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
--
Have a nice day!..
Noddy
2024-08-20 11:19:16 UTC
Permalink
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
Take the reviews with a grain of salt, as they tend to be a
disproportionate representation. For every 1 dissatisfied Paypal user,
there's probably a couple of hundred or more satisfied ones.
--
--
--
Regards,
Noddy.
Clocky
2024-08-20 12:04:26 UTC
Permalink
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
Happy people don't whinge. I've always had any issues resolved in my
favour and quickly. The only one that took a bit longer was a seller
that hadn't posted the item and didn't respond to any messages. Turns
out he'd died suddenly :-(
--
In thread "May need to buy petrol soon" Sept 23 2021 11:15:59am
Keithr0 wrote: "He made the assertion either he proves it or he is a
proven liar."

On Sept 23 2021 3:16:29pm Keithr0 wrote:
"He asserts that the claim is true, so, if it is unproven, he is lying."
Mighty Mouse
2024-08-21 00:51:55 UTC
Permalink
Post by Clocky
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect
the merchants not the customers ..
https://www.productreview.com.au/ listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both
were resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
Happy people don't whinge.
except that if all those people had a good result to their problems
there wouldn't be those bad reviews. I had a similar experience and
won't use paypal now. some companies have 5 star reviews, some have 1
star reviews. it doesn't happen for no reason. did you read the review I
posted? here's an excerpt..

"In January 2021, PayPal became the first foreign operator with 100%
control of a payment platform in China, gaining an advanced position in
the local online payment market. So I suspect they are supporting the
Chinese companies that are obviously making a LOT of dishonest money out
of the Australian market and PayPal are profiting. I think the legal
term for that is acquiescing (knowing its wrong but saying nothing
because you benefit).

In February 2023, PayPal announced layoffs for 2,000 of its workers, or
7% of its total workforce; which indicates the competition in this area
is gaining momentum and PayPal is losing money – therefore they will
back a seller that makes them a lot of money, over a consumer who is
asking for their scammed $90 back"
Post by Clocky
I've always had any issues resolved in my favour and quickly.
how many issues have you had?
Post by Clocky
The only one that took a bit longer was a seller that hadn't posted
the item and didn't respond to any messages. Turns out he'd died
suddenly :-(
--
Have a nice day!..
Noddy
2024-08-21 01:28:22 UTC
Permalink
Post by Mighty Mouse
Post by Clocky
Happy people don't whinge.
except that if all those people had a good result to their problems
there wouldn't be those bad reviews. I had a similar experience and
won't use paypal now. some companies have 5 star reviews, some have 1
star reviews. it doesn't happen for no reason.
Actually Felix, it does. There's an old saying along the lines of
"You're only as good as your last performance", and while that sentiment
is usually applied to celebrities in the entertainment business it's
equally true in real life.

Someone might deal with a particular person or business many times and
have zero issues and think nothing of it, but as soon as they have *one*
problem that produces a result they didn't expect that person or
business suddenly becomes the greatest cunt of a thing on the planet
that should be avoided at all costs.

People are fickle.
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 02:10:45 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Clocky
Happy people don't whinge.
except that if all those people had a good result to their problems
there wouldn't be those bad reviews. I had a similar experience and
won't use paypal now. some companies have 5 star reviews, some have 1
star reviews. it doesn't happen for no reason.
Actually Felix, it does. There's an old saying along the lines of
"You're only as good as your last performance", and while that sentiment
is usually applied to celebrities in the entertainment business it's
equally true in real life.
Someone might deal with a particular person or business many times and
have zero issues and think nothing of it, but as soon as they have *one*
problem that produces a result they didn't expect that person or
business suddenly becomes the greatest cunt of a thing on the planet
that should be avoided at all costs.
People are fickle.
And some are inveterate liars - like you for instance!
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Peter Jason
2024-08-20 22:56:18 UTC
Permalink
On Tue, 20 Aug 2024 20:02:00 +1000, Mighty Mouse
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
I am one of them. The paypal gang has $900 of my money and refuses
to disgorge. Because they cannot differentiate between a real name
and a personal trade name.
Mighty Mouse
2024-08-21 00:59:25 UTC
Permalink
Post by Peter Jason
On Tue, 20 Aug 2024 20:02:00 +1000, Mighty Mouse
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
I am one of them. The paypal gang has $900 of my money and refuses
to disgorge. Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
--
Have a nice day!..
Noddy
2024-08-21 01:29:53 UTC
Permalink
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?

You're the ultimate anti vaxer....
--
--
--
Regards,
Noddy.
Mighty Mouse
2024-08-21 01:52:33 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest themselves,
tend to assume the opposite, as you do
Post by Noddy
You're the ultimate anti vaxer....
--
Have a nice day!..
Noddy
2024-08-21 02:09:05 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise.
I honestly can't tell if you're joking or not :)
Post by Mighty Mouse
that's what normal ppl do. ppl who are dishonest themselves,
tend to assume the opposite, as you do
Yeah, right :)

You live in a ridiculously simplistic bubble....
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 02:12:45 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise.
I honestly can't tell if you're joking or not :)
Post by Mighty Mouse
that's what normal ppl do. ppl who are dishonest themselves, tend to
assume the opposite, as you do
Yeah, right :)
You live in a ridiculously simplistic bubble....
A simplistic bubble, maybe? But it encapsulates you and your lying
*perfectly*.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:15:13 UTC
Permalink
Post by Xeno
Post by Noddy
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but
you believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise.
I honestly can't tell if you're joking or not :)
Post by Mighty Mouse
that's what normal ppl do. ppl who are dishonest themselves, tend to
assume the opposite, as you do
Yeah, right :)
You live in a ridiculously simplistic bubble....
A simplistic bubble, maybe? But it encapsulates you and your lying
*perfectly*.
you think I live in a 'simplistic bubble'?
--
Have a nice day!..
Xeno
2024-08-21 05:31:16 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
Post by Noddy
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but
you believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise.
I honestly can't tell if you're joking or not :)
Post by Mighty Mouse
that's what normal ppl do. ppl who are dishonest themselves, tend to
assume the opposite, as you do
Yeah, right :)
You live in a ridiculously simplistic bubble....
A simplistic bubble, maybe? But it encapsulates you and your lying
*perfectly*.
you think I live in a 'simplistic bubble'?
Nope, just Darren's *PROJECTION*. As I said, it *encapsulates him*!

Recall, Darren is *always* projecting his own situation onto others.
This situation is no different.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Noddy
2024-08-21 06:12:10 UTC
Permalink
Post by Mighty Mouse
you think I live in a 'simplistic bubble'?
Yeah, that's because you do, Felix. Your view of the world is that of a
12 year old minsdset that doesn't understand much of what he's looking at.
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 07:09:46 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
you think I live in a 'simplistic bubble'?
Yeah, that's because you do, Felix. Your view of the world is that of a
12 year old minsdset that doesn't understand much of what he's looking at.
You are the one living in a bubble Darren, a *delusional bubble*.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 02:29:59 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise.
I honestly can't tell if you're joking or not :)
Post by Mighty Mouse
that's what normal ppl do. ppl who are dishonest themselves, tend to
assume the opposite, as you do
Yeah, right :)
You live in a ridiculously simplistic bubble....
I live in a different world than yours, that's for sure. a better one
--
Have a nice day!..
Noddy
2024-08-21 03:38:06 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
You live in a ridiculously simplistic bubble....
I live in a different world than yours, that's for sure. a better one
In my world only idiots own Chinese cars :)
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 05:33:54 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
You live in a ridiculously simplistic bubble....
I live in a different world than yours, that's for sure. a better one
In my world only idiots own Chinese cars :)
Hmm, I seem to remember you were *considering* a Chinese ute back when
you were seeking to replace the worn out Navara. That makes you an idiot
by your own definition. Hey, maybe you didn't realise it was Chinese?
That makes you stupid.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Xeno
2024-08-21 02:11:53 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest themselves,
tend to assume the opposite, as you do
Yup, Darren assumes everyone is a liar - just like he is.
Post by Mighty Mouse
Post by Noddy
You're the ultimate anti vaxer....
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:13:27 UTC
Permalink
Post by Xeno
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves, tend to assume the opposite, as you do
Yup, Darren assumes everyone is a liar - just like he is.
exactly. although I suppose what I actually do is assume ppl are most
likely telling the truth. so I guess my default position is that they're
probably being truthful.
Post by Xeno
Post by Mighty Mouse
Post by Noddy
You're the ultimate anti vaxer....
--
Have a nice day!..
Xeno
2024-08-21 05:35:26 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves, tend to assume the opposite, as you do
Yup, Darren assumes everyone is a liar - just like he is.
exactly. although I suppose what I actually do is assume ppl are most
likely telling the truth. so I guess my default position is that they're
probably being truthful.
Online, might not be the best default position as there are lots and
lots of lying Darrens out there ...
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Noddy
You're the ultimate anti vaxer....
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:40:29 UTC
Permalink
Post by Xeno
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but
you believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves, tend to assume the opposite, as you do
Yup, Darren assumes everyone is a liar - just like he is.
exactly. although I suppose what I actually do is assume ppl are most
likely telling the truth. so I guess my default position is that
they're probably being truthful.
Online, might not be the best default position as there are lots and
lots of lying Darrens out there ...
depends what we're talking about. if someone just posts that they put a
new HD in their PC, then what reason is there to assume they're lying?
but if it's a financial deal with someone you don't know, then that's a
different matter. but I invariably buy from legitimate companies, so the
issue never arises.
Post by Xeno
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Noddy
You're the ultimate anti vaxer....
--
Have a nice day!..
Noddy
2024-08-21 06:17:17 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
Online, might not be the best default position as there are lots and
lots of lying Darrens out there ...
depends what we're talking about. if someone just posts that they put a
new HD in their PC, then what reason is there to assume they're lying?
but if it's a financial deal with someone you don't know, then that's a
different matter. but I invariably buy from legitimate companies, so the
issue never arises.
Felix, you understand that you're conversing about "lying" with a person
who has posted here under a number of different identities and claimed
that each one of them is a legitimate individual person, right? :)
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 07:19:25 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Xeno
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but
you believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves, tend to assume the opposite, as you do
Yup, Darren assumes everyone is a liar - just like he is.
exactly. although I suppose what I actually do is assume ppl are most
likely telling the truth. so I guess my default position is that
they're probably being truthful.
Online, might not be the best default position as there are lots and
lots of lying Darrens out there ...
depends what we're talking about. if someone just posts that they put a
new HD in their PC, then what reason is there to assume they're lying?
but if it's a financial deal with someone you don't know, then that's a
different matter. but I invariably buy from legitimate companies, so the
issue never arises.
Well, look at it this way. When I first came on the scene here, back
when Darren was giving you a hard time IIRC, I gave him a free pass on
those early claims of being an AME apprentice and being a qualified auto
machinist. I had no reason to doubt his claims. It was only when he
claimed *also* to be a *qualified motor mechanic*, and spun a total
bullshit story about how it came about, that alarm bells began ringing
in my head. Special dispensation from the DLI? What a laugh. When I
countered with logic and reason, I was met with more bullshit stories,
like the exam even his kid sister could pass, and a barrage of vitriol
and invective. It became patently obvious to anyone with a clue that
Darren had no idea whatsoever an apprenticeship involved and that you
couldn't do *two* apprenticeships back to back in that era, much less
*three*. It was only thanks to Daryl putting up a link to a Vic. Govt.
document that I learnt that the laws preventing back to back
apprenticeships was repealed in 1992. Had that law been repealed pre
1981, I would have learnt about that at Melb Uni during initial teacher
training. In 1992 I was finishing off my BEd and undertaking topics that
contained no links with TAFE.
Anyway, once I had settled in my mind that he was lying about being a
qualified motor mechanic, that brought every-other-claim he made into
question. Sure enough, he had never done an AME apprenticeship, he
didn't even meet the entry requirements even if he had magically passed
year 9. Needed year 10 for that. Then he came to grief on his auto
machining claim, "trained in-house" he said. Lie I said for I knew where
all auto machining apprentices *were sent* and who trained them. I even
knew all the auto machining teachers since I worked in the same college
and mingled with them all in the staffroom. For Darren, the *lack* of
knowledge was a dangerous thing.
What was Darren's motivation to lie? Well, unlike an EBay seller where
money is the motive, Darren's ego and huge insecurity complex was the
motivation. Top it all off with an unhealthy dose of narcissism and you
have before you sufficient reason never to trust *anything* he says. But
here is the greatest difference - you have observed Darren here for
years. You now *know* he's lying. The EBay seller is a *total stranger*
potentially driven by a profit motivation. All you know about him/her is
what is being offered for sale (photos, description), buyer reviews and
what EBay gives as the seller's history. In my estimation, that is only
sufficient to do small value dealings, and that is what I limit my EBay
purchases to. I also limit them to Aussie based sellers but that too can
be fraught with issues! So, the best option is to be *cautious* and do
as I do, keep all your options open and all your bases covered.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Noddy
2024-08-21 06:15:19 UTC
Permalink
Post by Mighty Mouse
exactly. although I suppose what I actually do is assume ppl are most
likely telling the truth. so I guess my default position is that they're
probably being truthful.
You are absolutely delusional, you stupid turd. Your posting around here
alone conclusively proves that this statement is a load of utter bullshit :)

Jesus Christ. It's hard to imagine anyone dumber than you are..... :)
--
--
--
Regards,
Noddy.
Keithr0
2024-08-21 04:00:49 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest themselves,
tend to assume the opposite, as you do
If you apply that to unknowns on the web, then you are a sucker.
Mighty Mouse
2024-08-21 05:02:11 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves tend to assume the opposite, as you do
If you apply that to unknowns on the web, then you are a sucker.
should I not apply it to you?
--
Have a nice day!..
Daryl
2024-08-21 06:09:47 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Mighty Mouse
if you read the reviews many others were not so fortunate
I am one of them.   The paypal gang has $900 of my money and refuses
to disgorge.   Because they cannot differentiate between a real name
and a personal trade name.
I'm not surprised.
Really? You know absolutely *nothing* of this nutjob's story but you
believe what he's saying?
I assume ppl are telling the truth unless I have reason to believe
otherwise. that's what normal ppl do. ppl who are dishonest
themselves, tend to assume the opposite, as you do
If you apply that to unknowns on the web, then you are a sucker.
I wonder if Felix would like to buy a bridge, excellent returns from
tolls, a real bargain:-)
--
Daryl
Noddy
2024-08-21 06:23:26 UTC
Permalink
Post by Daryl
Post by Keithr0
If you apply that to unknowns on the web, then you are a sucker.
I wonder if Felix would like to buy a bridge, excellent returns from
tolls, a real bargain:-)
Chuck in a lighter that runs without fuel and a plane that flies with
only one wing and he'll sign up before close of business today :)
--
--
--
Regards,
Noddy.
Keithr0
2024-08-21 03:58:58 UTC
Permalink
Post by Peter Jason
On Tue, 20 Aug 2024 20:02:00 +1000, Mighty Mouse
Post by Mighty Mouse
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
if you read the reviews many others were not so fortunate
I am one of them. The paypal gang has $900 of my money and refuses
to disgorge. Because they cannot differentiate between a real name
and a personal trade name.
Perhaps you should have set up your account(s) better.
Noddy
2024-08-20 11:16:58 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
Same here. Paypal is one of the safest online payment systems around,
and is my preferred method of payment when buying anything. So much so
that if a merchant doesn't accept Paypal then I'll look for the item
from someone who does.
--
--
--
Regards,
Noddy.
jonz
2024-08-21 00:30:03 UTC
Permalink
Post by Noddy
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect
the merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
Same here. Paypal is one of the safest online payment systems around,
and is my preferred method of payment when buying anything. So much so
that if a merchant doesn't accept Paypal then I'll look for the item
from someone who does.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 I`ve had P/P for years and also use it for bloody near everything
(on-line, debit card for the rest). Tho they were a bit slow on the
uptake, Gov. depts., and my insurance company accept P/P ( In NSW
anyway). No problems that havn`t been speedily resolved. (Ebay stuff).
All good here!.
--
If you`re the smartest person in the room, you`re in the wrong room!.
Noddy
2024-08-21 01:30:55 UTC
Permalink
Post by jonz
Post by Noddy
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect
the merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
Same here. Paypal is one of the safest online payment systems around,
and is my preferred method of payment when buying anything. So much so
that if a merchant doesn't accept Paypal then I'll look for the item
from someone who does.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
 I`ve had P/P for years and also use it for bloody near everything
(on-line, debit card for the rest). Tho they were a bit slow on the
uptake, Gov. depts., and my insurance company accept P/P ( In NSW
anyway). No problems that havn`t been speedily resolved. (Ebay stuff).
All good here!.
Yep. Seems like Felix is in the minority, and I don't find that the
slightest bit surprising :)
--
--
--
Regards,
Noddy.
Mighty Mouse
2024-08-21 01:54:57 UTC
Permalink
Post by Noddy
Post by jonz
Post by Noddy
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2
layers of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect
the merchants not the customers ..
https://www.productreview.com.au/ listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both
were resolved quickly and in my favour.
Same here. Paypal is one of the safest online payment systems
around, and is my preferred method of payment when buying anything.
So much so that if a merchant doesn't accept Paypal then I'll look
for the item from someone who does.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
  I`ve had P/P for years and also use it for bloody near everything
(on-line, debit card for the rest). Tho they were a bit slow on the
uptake, Gov. depts., and my insurance company accept P/P ( In NSW
anyway). No problems that havn`t been speedily resolved. (Ebay
stuff). All good here!.
Yep. Seems like Felix is in the minority, and I don't find that the
slightest bit surprising :)
not the minority of ppl on product review :)
--
Have a nice day!..
Noddy
2024-08-21 02:11:33 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Yep. Seems like Felix is in the minority, and I don't find that the
slightest bit surprising :)
not the minority of ppl on product review :)
Do you know what the great thing about reviews is Felix? No matter what
you may happen to believe about any given subject you can pretty much
find a review that will support it, making the evidence fit the theory
rather than the theory fit the evidence.
--
--
--
Regards,
Noddy.
Daryl
2024-08-20 11:51:18 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
I use Paypal whenever I buy anything on line and never had an issue.
On one occasion I had a problem with the supplier and I had no problem
getting a refund.
--
Daryl
Noddy
2024-08-20 12:37:25 UTC
Permalink
Post by Daryl
Post by Keithr0
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers
of protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers .. https://www.productreview.com.au/
listings/paypal
I've had a couple of occasions to open a dispute on Paypal. Both were
resolved quickly and in my favour.
I use Paypal whenever I buy anything on line and never had an issue.
Sam here. It offers excellent buyer protections, and so much so that if
I can't pay with Paypal then I'll generally look for the item somewhere
else where I can.
Post by Daryl
On one occasion I had a problem with the supplier and I had no problem
getting a refund.
Same.
--
--
--
Regards,
Noddy.
Noddy
2024-08-20 11:40:04 UTC
Permalink
Post by Mighty Mouse
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
How do you get through day to day life without every day being a
catastrophe?

If you use Paypal for online shopping, then your bank account details
are never revealed to anyone. For example, Unless I'm absolutely forced
to use something else, such as when dealing with someone like Vicroads
who only accepts Direct Debit, Cards or B-Pay, I use Paypal for all my
online trading which uses a debit card as the payment source. I don't
have any bank accounts linked to my Paypal account, and the debit card
itself is linked to a bank account that always runs a zero balance and
is topped up with the required amount I want to spend when I want to
spend it.

With Paypal as my "coal face" payment system none of my personal card or
account details are revealed to anyone, and with the debit card always
at a zero balance nothing can be taken from the account even if someone
had the card and managed to crack the PIN. The Paypal account itself is
locked with an Authenticator so even if the password was cracked a
transaction cannot be made without the correct 6 digit authenticator
code being used.

My credit card never goes anywhere near the internet. Ever.

Sounds like a lot of work, but it ain't. When making an online purchase
it takes around 30 seconds to transfer the required funds into the debit
card linked account and then authorise Paypal to make the payment. It's
secure, and it works. I've had no trouble using this system yet, and
while no system is perfect I don't expect I will any time soon.

Nobody ever gets ripped off without allowing themselves to be.....
--
--
--
Regards,
Noddy.
Daryl
2024-08-20 12:05:01 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
yes. with a cc no money is taken from your bank account, and cc's can
be cancelled or put on hold with no serious disadvantage to you. but
with a dc money is taken from your bank account (of course) which
leaves you with depleted funds. but even more worrying is that
scammers have obtained access to your banking details.
How do you get through day to day life without every day being a
catastrophe?
If you use Paypal for online shopping, then your bank account details
are never revealed to anyone. For example, Unless I'm absolutely forced
to use something else, such as when dealing with someone like Vicroads
who only accepts Direct Debit, Cards or B-Pay, I use Paypal for all my
online trading which uses a debit card as the payment source. I don't
have any bank accounts linked to my Paypal account, and the debit card
itself is linked to a bank account that always runs a zero balance and
is topped up with the required amount I want to spend when I want to
spend it.
With Paypal as my "coal face" payment system none of my personal card or
account details are revealed to anyone, and with the debit card always
at a zero balance nothing can be taken from the account even if someone
had the card and managed to crack the PIN. The Paypal account itself is
locked with an Authenticator so even if the password was cracked a
transaction cannot be made without the correct 6 digit authenticator
code being used.
To access my PP I use two factor authentication so its pretty safe.
Post by Noddy
My credit card never goes anywhere near the internet. Ever.
Sounds like a lot of work, but it ain't. When making an online purchase
it takes around 30 seconds to transfer the required funds into the debit
card linked account and then authorise Paypal to make the payment. It's
secure, and it works. I've had no trouble using this system yet, and
while no system is perfect I don't expect I will any time soon.
Nobody ever gets ripped off without allowing themselves to be.....
Unfortunately there are plenty of naive people around for scammers to
take advantage of, it doesn't take a huge amount of effort to avoid
being scammed.
On a couple of occasions I've had money taken from CC without my
authority and it was the bank that found the problem and cancelled the
card which is how I even knew that there was a problem, took a bit of
time but the money was eventually refunded.
I had a very strange thing happen a few years ago, I noticed an amount
of around $400 on my CC that I know I didn't spend, seems like someone
had bought some airline tickets, I called the bank and started a
recovery action only to have the money reappear the next day, the bank
said that it wasn't anything that they had done so I just assumed that
some honest person had accidentally debited my card and when they
noticed the mistake they reversed the transaction.
The bank wasn't able to find out what happened.
--
Daryl
Noddy
2024-08-20 12:35:41 UTC
Permalink
Post by Daryl
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even if
someone had the card and managed to crack the PIN. The Paypal account
itself is locked with an Authenticator so even if the password was
cracked a transaction cannot be made without the correct 6 digit
authenticator code being used.
To access my PP I use two factor authentication so its pretty safe.
I used to do the same thing, but switched to using an authenticator as I
found there would occasionally be a delay in getting the authorisation
text which would hold up the payment process.

The Authenticator is instant and doesn't require the phone to have a
connection.
Post by Daryl
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
Unfortunately there are plenty of naive people around for scammers to
take advantage of, it doesn't take a huge amount of effort to avoid
being scammed.
Indeed.

People making direct deposits to other people they don't know on
Marketplace seems to be a very popular way of getting ripped off these
days. It's bizarre, but it seems to happen every day and people just
write it off as an "oh well" experience.

I had a guy from QLD deposit 20 grand into my bank account a few years
ago to buy my XP Coupe I advertised on marketplace, and apart from
sending me a few messages and wanting some photos, he made no attempt to
contact me or ask for any kind of verification. All he wanted to see was
the car and the parts, and that was enough for him to send the cash. I
gave him my number but he didn't even want to talk :)

He was just lucky that he was dealing with someone who wasn't looking to
rip him off.
Post by Daryl
On a couple of occasions I've had money taken from CC without my
authority and it was the bank that found the problem and cancelled the
card which is how I even knew that there was a problem, took a bit of
time but the money was eventually refunded.
I had a similar thing with Amazon a few years ago. Someone had hacked my
account thanks to Amazon's security being totally pissweak, and used my
account to buy two 75 buck gift vouchers which they'd then used to
purchase two 75 buck Microsoft account cards. First I knew about it was
when I got an email telling me that my linked phone number had been
changed, and then I got nothing at all as they had changed my contact
email address and password. Something that should *not* have been
allowed to take place without some sort of confirmation but as mentioned
Amazon's security is totally piss fucking poor.

All they got was 150 bucks, but being the "dog with a bone" that I am I
wasn't letting it go. I pestered Amazon for *weeks* to get it sorted
before they finally told me to fuck off and sort it out with my bank as
they weren't going to help. I called the bank and reported it, and they
eventually refunded the amount but took a while as some time had passed
since the theft occurred which I blamed on Amazon and their foot dragging.
Post by Daryl
I had a very strange thing happen a few years ago, I noticed an amount
of around $400 on my CC that I know I didn't spend, seems like someone
had bought some airline tickets, I called the bank and started a
recovery action only to have the money reappear the next day, the bank
said that it wasn't anything that they had done so I just assumed that
some honest person had accidentally debited my card and when they
noticed the mistake they reversed the transaction.
The bank wasn't able to find out what happened.
Bizarre :)
--
--
--
Regards,
Noddy.
Daryl
2024-08-20 23:26:24 UTC
Permalink
Post by Noddy
Post by Daryl
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even
if someone had the card and managed to crack the PIN. The Paypal
account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the correct
6 digit authenticator code being used.
To access my PP I use two factor authentication so its pretty safe.
I used to do the same thing, but switched to using an authenticator as I
found there would occasionally be a delay in getting the authorisation
text which would hold up the payment process.
The Authenticator is instant and doesn't require the phone to have a
connection.
Post by Daryl
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
Unfortunately there are plenty of naive people around for scammers to
take advantage of, it doesn't take a huge amount of effort to avoid
being scammed.
Indeed.
People making direct deposits to other people they don't know on
Marketplace seems to be a very popular way of getting ripped off these
days. It's bizarre, but it seems to happen every day and people just
write it off as an "oh well" experience.
I had a guy from QLD deposit 20 grand into my bank account a few years
ago to buy my XP Coupe I advertised on marketplace, and apart from
sending me a few messages and wanting some photos, he made no attempt to
contact me or ask for any kind of verification. All he wanted to see was
the car and the parts, and that was enough for him to send the cash. I
gave him my number but he didn't even want to talk :)
He was just lucky that he was dealing with someone who wasn't looking to
rip him off.
Certainly no lack of strange people.
When my youngest sold his Toyota Sprinter AE86 it was sold to a bloke
from Sydney, he traveled Syd to Melb on a bus then train to Melton where
I picked him up, took him straight back to my place and without so much
as a quick look at the car he handed over an envelope of cash, took the
car key and drove off never to be seen or heard of again.
He was a very odd character, overly polite even calling me "sir" several
times, he behaved a bit like an American without any accent.
We even tried to give him a lot of spares we had for the car which were
worth at least $1500.00 but he wasn't interested, he was very anxious to
get on his way home.
e>> On a couple of occasions I've had money taken from CC without my
Post by Noddy
Post by Daryl
authority and it was the bank that found the problem and cancelled the
card which is how I even knew that there was a problem, took a bit of
time but the money was eventually refunded.
I had a similar thing with Amazon a few years ago. Someone had hacked my
account thanks to Amazon's security being totally pissweak, and used my
account to buy two 75 buck gift vouchers which they'd then used to
purchase two 75 buck Microsoft account cards. First I knew about it was
when I got an email telling me that my linked phone number had been
changed, and then I got nothing at all as they had changed my contact
email address and password. Something that should *not* have been
allowed to take place without some sort of confirmation but as mentioned
Amazon's security is totally piss fucking poor.
All they got was 150 bucks, but being the "dog with a bone" that I am I
wasn't letting it go. I pestered Amazon for *weeks* to get it sorted
before they finally told me to fuck off and sort it out with my bank as
they weren't going to help. I called the bank and reported it, and they
eventually refunded the amount but took a while as some time had passed
since the theft occurred which I blamed on Amazon and their foot dragging.
Post by Daryl
I had a very strange thing happen a few years ago, I noticed an amount
of around $400 on my CC that I know I didn't spend, seems like someone
had bought some airline tickets, I called the bank and started a
recovery action only to have the money reappear the next day, the bank
said that it wasn't anything that they had done so I just assumed that
some honest person had accidentally debited my card and when they
noticed the mistake they reversed the transaction.
The bank wasn't able to find out what happened.
Bizarre :)
Absolutely.
--
Daryl
Mighty Mouse
2024-08-21 00:57:14 UTC
Permalink
Post by Noddy
Post by Daryl
Post by Noddy
With Paypal as my "coal face" payment system none of my personal
card or account details are revealed to anyone, and with the debit
card always at a zero balance nothing can be taken from the account
even if someone had the card and managed to crack the PIN. The
Paypal account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the
correct 6 digit authenticator code being used.
To access my PP I use two factor authentication so its pretty safe.
I used to do the same thing, but switched to using an authenticator as
I found there would occasionally be a delay in getting the
authorisation text which would hold up the payment process.
The Authenticator is instant and doesn't require the phone to have a
connection.
Post by Daryl
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
Unfortunately there are plenty of naive people around for scammers to
take advantage of, it doesn't take a huge amount of effort to avoid
being scammed.
Indeed.
People making direct deposits to other people they don't know on
Marketplace seems to be a very popular way of getting ripped off these
days. It's bizarre, but it seems to happen every day and people just
write it off as an "oh well" experience.
I had a guy from QLD deposit 20 grand into my bank account a few years
ago to buy my XP Coupe I advertised on marketplace, and apart from
sending me a few messages and wanting some photos, he made no attempt
to contact me or ask for any kind of verification. All he wanted to
see was the car and the parts, and that was enough for him to send the
cash. I gave him my number but he didn't even want to talk :)
He was just lucky that he was dealing with someone who wasn't looking
to rip him off.
very lucky
Post by Noddy
Post by Daryl
On a couple of occasions I've had money taken from CC without my
authority and it was the bank that found the problem and cancelled
the card which is how I even knew that there was a problem, took a
bit of time but the money was eventually refunded.
I had a similar thing with Amazon a few years ago. Someone had hacked
my account thanks to Amazon's security being totally pissweak, and
used my account to buy two 75 buck gift vouchers which they'd then
used to purchase two 75 buck Microsoft account cards. First I knew
about it was when I got an email telling me that my linked phone
number had been changed, and then I got nothing at all as they had
changed my contact email address and password. Something that should
*not* have been allowed to take place without some sort of
confirmation but as mentioned Amazon's security is totally piss
fucking poor.
All they got was 150 bucks, but being the "dog with a bone" that I am
I wasn't letting it go. I pestered Amazon for *weeks* to get it sorted
before they finally told me to fuck off and sort it out with my bank
as they weren't going to help. I called the bank and reported it, and
they eventually refunded the amount but took a while as some time had
passed since the theft occurred which I blamed on Amazon and their
foot dragging.
Post by Daryl
I had a very strange thing happen a few years ago, I noticed an
amount of around $400 on my CC that I know I didn't spend, seems like
someone had bought some airline tickets, I called the bank and
started a recovery action only to have the money reappear the next
day, the bank said that it wasn't anything that they had done so I
just assumed that some honest person had accidentally debited my card
and when they noticed the mistake they reversed the transaction.
The bank wasn't able to find out what happened.
Bizarre :)
--
Have a nice day!..
Mighty Mouse
2024-08-21 00:41:06 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
yes. with a cc no money is taken from your bank account, and cc's can
be cancelled or put on hold with no serious disadvantage to you. but
with a dc money is taken from your bank account (of course) which
leaves you with depleted funds. but even more worrying is that
scammers have obtained access to your banking details.
How do you get through day to day life without every day being a
catastrophe?
I wasn't talking about paypal stupid
Post by Noddy
If you use Paypal for online shopping, then your bank account details
are never revealed to anyone. For example, Unless I'm absolutely
forced to use something else, such as when dealing with someone like
Vicroads who only accepts Direct Debit, Cards or B-Pay, I use Paypal
for all my online trading which uses a debit card as the payment
source. I don't have any bank accounts linked to my Paypal account,
and the debit card itself is linked to a bank account that always runs
a zero balance and is topped up with the required amount I want to
spend when I want to spend it.
yep that's a sound method that's not uncommon, except for the zero
balance bit
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even if
someone had the card and managed to crack the PIN. The Paypal account
itself is locked with an Authenticator so even if the password was
cracked a transaction cannot be made without the correct 6 digit
authenticator code being used.
sounds like overkill to me. paranoid much?
Post by Noddy
My credit card never goes anywhere near the internet. Ever.
Sounds like a lot of work, but it ain't. When making an online
purchase it takes around 30 seconds to transfer the required funds
into the debit card linked account and then authorise Paypal to make
the payment. It's secure, and it works. I've had no trouble using this
system yet, and while no system is perfect I don't expect I will any
time soon.
I used to use paypal but don't anymore unless I have to after having a
very bad experience in common with those posters on product review.
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.

https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/

Banks should have been doing more to protect customers from scammers, as
they're starting to now
--
Have a nice day!..
Noddy
2024-08-21 02:04:50 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even if
someone had the card and managed to crack the PIN. The Paypal account
itself is locked with an Authenticator so even if the password was
cracked a transaction cannot be made without the correct 6 digit
authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)

So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces the
risks to a minimum it sounds like "overkill" to you and I'm being paranoid?

This kind of insane shit here is precisely why I think you're a fucking
idiot.
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having a
very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
Post by Mighty Mouse
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Innocent mistakes are little more than an excuse for laziness and
ignorance. It costs *nothing* to check, but people are stupid.

Do you want to hear a tale of just how stupid some people are?

I told you of the woman who owned the Elantra that is now my son's car.
She was cremated last Thursday. She was a lovely lady, and may she rest
in peace. But she was as stupid as a 27 dollar note.

about 3 years ago she received an email from someone claiming to be from
the ATO saying that she had an outstanding bill and that if she didn't
settle her account within 24 hours the ATO would commence legal action
against her to recover the full amount which according to the email ran
into the many thousands of dollars. Of course the email was fake, and
there have been *many* of these fake emails sent to many people. I've
even had one or two myself. However this woman immediately panicked and
replied to it, and the trap was sprung.

She was told that she owed an amount of 76 thousand dollars or some shit
like that, but if she elected to make an immediate payment she would
receive a discount and legal action would be averted. The discounted
amount was just under 10 thousand bucks, which the shonks know is the
tripping point where banks ask questions.

After several back and forth exchanges it turned out that these shonks
were local, and because she had no idea how to make an electronic
transfer they convinced her to draw the amount out in cash and they
would arrange a meet to collect it. So she went to her bank, took out
9800 bucks or whatever it was, put it in a brown paper bag and sat in a
nearby park waiting for a guy to show up so she could hand it over.

Sound ridiculous? Wait. It gets better :)

The guy showed up, and realising that he had a total sucker on the line
he told her that they had made a miscalculation and the actual discount
amount was 25 thousand bucks and that she needed to go back to the bank
and get more money. Which she did. However this time they advised her to
get another 9800 bucks in cash, and gave her an instruction sheet on how
to transfer the remaining amount into an account online. Which *again*
she did, and which is when the bank woke up to what was going on and put
a hold on her accounts.

Sounds like total bullshit and you wouldn't think anyone could be this
ridiculously stupid, right? Well, she was. The *really* stupid part was
that this woman had never worked a day in decades and lived on a part
pension and super balance from her late husband who died 20 years ago,
and her liability to the ATO was zero. To make matters worse she had two
adult children who would have smelt a rat in an *instant* but she said
nothing to them until *after* the bank had blocked her accounts which is
when she realised she'd some something wrong.

In the end the bank was able to recover most of the money that was
transferred electronically, but the cash was gone forever. From that
time until the day she died her daughter had financial power of attorney
over all of her mother's affairs, and she was never allowed to spend 10
cents without anyone knowing about it in advance.

The point of all this? it's an example of how easily people allow
themselves to be manipulated and how easily it could have all been
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 02:27:39 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even
if someone had the card and managed to crack the PIN. The Paypal
account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the correct
6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)
So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces the
risks to a minimum it sounds like "overkill" to you and I'm being paranoid?
This kind of insane shit here is precisely why I think you're a fucking
idiot.
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having a
very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
Post by Mighty Mouse
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Innocent mistakes are little more than an excuse for laziness and
ignorance. It costs *nothing* to check, but people are stupid.
Do you want to hear a tale of just how stupid some people are?
I told you of the woman who owned the Elantra that is now my son's car.
She was cremated last Thursday. She was a lovely lady, and may she rest
in peace. But she was as stupid as a 27 dollar note.
about 3 years ago she received an email from someone claiming to be from
the ATO saying that she had an outstanding bill and that if she didn't
settle her account within 24 hours the ATO would commence legal action
against her to recover the full amount which according to the email ran
into the many thousands of dollars. Of course the email was fake, and
there have been *many* of these fake emails sent to many people. I've
even had one or two myself. However this woman immediately panicked and
replied to it, and the trap was sprung.
She was told that she owed an amount of 76 thousand dollars or some shit
like that, but if she elected to make an immediate payment she would
receive a discount and legal action would be averted. The discounted
amount was just under 10 thousand bucks, which the shonks know is the
tripping point where banks ask questions.
After several back and forth exchanges it turned out that these shonks
were local, and because she had no idea how to make an electronic
transfer they convinced her to draw the amount out in cash and they
would arrange a meet to collect it. So she went to her bank, took out
9800 bucks or whatever it was, put it in a brown paper bag and sat in a
nearby park waiting for a guy to show up so she could hand it over.
Sound ridiculous? Wait. It gets better :)
The guy showed up, and realising that he had a total sucker on the line
he told her that they had made a miscalculation and the actual discount
amount was 25 thousand bucks and that she needed to go back to the bank
and get more money. Which she did. However this time they advised her to
get another 9800 bucks in cash, and gave her an instruction sheet on how
to transfer the remaining amount into an account online. Which *again*
she did, and which is when the bank woke up to what was going on and put
a hold on her accounts.
Sounds like total bullshit and you wouldn't think anyone could be this
It does sound like the total bullshit you spin every-single-day here in
aus.cars. FWIW, I doubt the woman even existed in the first place -
given your propensity to lie.
Post by Noddy
ridiculously stupid, right? Well, she was. The *really* stupid part was
that this woman had never worked a day in decades and lived on a part
pension and super balance from her late husband who died 20 years ago,
and her liability to the ATO was zero. To make matters worse she had two
adult children who would have smelt a rat in an *instant* but she said
nothing to them until *after* the bank had blocked her accounts which is
when she realised she'd some something wrong.
In the end the bank was able to recover most of the money that was
transferred electronically, but the cash was gone forever. From that
time until the day she died her daughter had financial power of attorney
over all of her mother's affairs, and she was never allowed to spend 10
cents without anyone knowing about it in advance.
The point of all this? it's an example of how easily people allow
The point of all this is you needed a *story* to back you up - so, as is
your wont, you invented yet another bullshit story. You know what I
reckon, *YOU* saw such a story online and just *retold it* with you
inserted into the storyline.

themselves to be manipulated and how easily it could have all been
Post by Noddy
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
Now, how about some proof Darren? While your at it, some proof of those
past grandiose claims of trade qualifications, business ownership, et al
would be nice.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:25:29 UTC
Permalink
Post by Xeno
Post by Noddy
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal
card or account details are revealed to anyone, and with the debit
card always at a zero balance nothing can be taken from the account
even if someone had the card and managed to crack the PIN. The
Paypal account itself is locked with an Authenticator so even if
the password was cracked a transaction cannot be made without the
correct 6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)
So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces
the risks to a minimum it sounds like "overkill" to you and I'm being
paranoid?
This kind of insane shit here is precisely why I think you're a
fucking idiot.
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having
a very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
Post by Mighty Mouse
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Innocent mistakes are little more than an excuse for laziness and
ignorance. It costs *nothing* to check, but people are stupid.
Do you want to hear a tale of just how stupid some people are?
I told you of the woman who owned the Elantra that is now my son's
car. She was cremated last Thursday. She was a lovely lady, and may
she rest in peace. But she was as stupid as a 27 dollar note.
about 3 years ago she received an email from someone claiming to be
from the ATO saying that she had an outstanding bill and that if she
didn't settle her account within 24 hours the ATO would commence
legal action against her to recover the full amount which according
to the email ran into the many thousands of dollars. Of course the
email was fake, and there have been *many* of these fake emails sent
to many people. I've even had one or two myself. However this woman
immediately panicked and replied to it, and the trap was sprung.
She was told that she owed an amount of 76 thousand dollars or some
shit like that, but if she elected to make an immediate payment she
would receive a discount and legal action would be averted. The
discounted amount was just under 10 thousand bucks, which the shonks
know is the tripping point where banks ask questions.
After several back and forth exchanges it turned out that these
shonks were local, and because she had no idea how to make an
electronic transfer they convinced her to draw the amount out in cash
and they would arrange a meet to collect it. So she went to her bank,
took out 9800 bucks or whatever it was, put it in a brown paper bag
and sat in a nearby park waiting for a guy to show up so she could
hand it over.
Sound ridiculous? Wait. It gets better :)
The guy showed up, and realising that he had a total sucker on the
line he told her that they had made a miscalculation and the actual
discount amount was 25 thousand bucks and that she needed to go back
to the bank and get more money. Which she did. However this time they
advised her to get another 9800 bucks in cash, and gave her an
instruction sheet on how to transfer the remaining amount into an
account online. Which *again* she did, and which is when the bank
woke up to what was going on and put a hold on her accounts.
Sounds like total bullshit and you wouldn't think anyone could be this
It does sound like the total bullshit you spin every-single-day here
in aus.cars.  FWIW, I doubt the woman even existed in the first place
- given your propensity to lie.
Post by Noddy
ridiculously stupid, right? Well, she was. The *really* stupid part
was that this woman had never worked a day in decades and lived on a
part pension and super balance from her late husband who died 20
years ago, and her liability to the ATO was zero. To make matters
worse she had two adult children who would have smelt a rat in an
*instant* but she said nothing to them until *after* the bank had
blocked her accounts which is when she realised she'd some something
wrong.
In the end the bank was able to recover most of the money that was
transferred electronically, but the cash was gone forever. From that
time until the day she died her daughter had financial power of
attorney over all of her mother's affairs, and she was never allowed
to spend 10 cents without anyone knowing about it in advance.
The point of all this? it's an example of how easily people allow
The point of all this is you needed a *story* to back you up - so, as
is your wont, you invented yet another bullshit story. You know what I
reckon, *YOU* saw such a story online and just *retold it* with you
inserted into the storyline.
we never know with him what's bullshit or not. best just to assume
everything is unless proven otherwise. except he never proves anything.
Post by Xeno
Post by Noddy
 themselves to be manipulated and how easily it could have all been
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
Now, how about some proof Darren? While your at it, some proof of
those past grandiose claims of trade qualifications, business
ownership, et al would be nice.
--
Have a nice day!..
Noddy
2024-08-21 06:20:05 UTC
Permalink
Post by Mighty Mouse
we never know with him what's bullshit or not. best just to assume
everything is unless proven otherwise. except he never proves
anything.
[quote]

"I suppose what I actually do is assume ppl are most likely telling the
truth. so I guess my default position is that they're probably being
truthful."

[end quote]

- Felix. Just over an hour ago....
--
--
--
Regards,
Noddy.
Xeno
2024-08-21 07:13:49 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
we never know with him what's bullshit or not. best just to assume
everything is unless proven otherwise. except he never proves
anything.
[quote]
"I suppose what I actually do is assume ppl are most likely telling the
truth. so I guess my default position is that they're probably being
truthful."
[end quote]
- Felix. Just over an hour ago....
Yes Darren but *you* are a *proven liar* so his default position with
you now is to assume anything you say or claim is a lie. Given that you
have never provided any proof of your claims, that's a very safe default
position to adopt!
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 02:27:59 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal
card or account details are revealed to anyone, and with the debit
card always at a zero balance nothing can be taken from the account
even if someone had the card and managed to crack the PIN. The
Paypal account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the
correct 6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)
So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces the
risks to a minimum it sounds like "overkill" to you and I'm being paranoid?
This kind of insane shit here is precisely why I think you're a
fucking idiot.
replies of yours like this is why I know you're a fucking idiot
Post by Noddy
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having
a very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
and you would be wrong, as usual
--
Have a nice day!..
Noddy
2024-08-21 03:47:19 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal
card or account details are revealed to anyone, and with the debit
card always at a zero balance nothing can be taken from the account
even if someone had the card and managed to crack the PIN. The
Paypal account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the
correct 6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)
So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces the
risks to a minimum it sounds like "overkill" to you and I'm being paranoid?
This kind of insane shit here is precisely why I think you're a
fucking idiot.
replies of yours like this is why I know you're a fucking idiot
ROTFL :)

Have at it pal. You're always great for a laugh :)
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having
a very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
and you would be wrong, as usual
Yeah, right. This from a bloke who is constantly fooled by CGI. Stay the
fuck away from AI Felix. For fuck's sake....
--
--
--
Regards,
Noddy.
Daryl
2024-08-21 03:24:13 UTC
Permalink
Post by Noddy
Post by Mighty Mouse
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even
if someone had the card and managed to crack the PIN. The Paypal
account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the correct
6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
Hahahahaha :)
So, your whole post here is about little more than you having an
opportunity to piss and moan about being ripped off by scammers, but
when I mention the system I use which is pretty secure and reduces the
risks to a minimum it sounds like "overkill" to you and I'm being paranoid?
This kind of insane shit here is precisely why I think you're a fucking
idiot.
Post by Mighty Mouse
I used to use paypal but don't anymore unless I have to after having a
very bad experience in common with those posters on product review.
Yeah, and I'll bet any money you like you were at fault.
Post by Mighty Mouse
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Innocent mistakes are little more than an excuse for laziness and
ignorance. It costs *nothing* to check, but people are stupid.
Do you want to hear a tale of just how stupid some people are?
I told you of the woman who owned the Elantra that is now my son's car.
She was cremated last Thursday. She was a lovely lady, and may she rest
in peace. But she was as stupid as a 27 dollar note.
about 3 years ago she received an email from someone claiming to be from
the ATO saying that she had an outstanding bill and that if she didn't
settle her account within 24 hours the ATO would commence legal action
against her to recover the full amount which according to the email ran
into the many thousands of dollars. Of course the email was fake, and
there have been *many* of these fake emails sent to many people. I've
even had one or two myself. However this woman immediately panicked and
replied to it, and the trap was sprung.
She was told that she owed an amount of 76 thousand dollars or some shit
like that, but if she elected to make an immediate payment she would
receive a discount and legal action would be averted. The discounted
amount was just under 10 thousand bucks, which the shonks know is the
tripping point where banks ask questions.
After several back and forth exchanges it turned out that these shonks
were local, and because she had no idea how to make an electronic
transfer they convinced her to draw the amount out in cash and they
would arrange a meet to collect it. So she went to her bank, took out
9800 bucks or whatever it was, put it in a brown paper bag and sat in a
nearby park waiting for a guy to show up so she could hand it over.
Sound ridiculous? Wait. It gets better :)
The guy showed up, and realising that he had a total sucker on the line
he told her that they had made a miscalculation and the actual discount
amount was 25 thousand bucks and that she needed to go back to the bank
and get more money. Which she did. However this time they advised her to
get another 9800 bucks in cash, and gave her an instruction sheet on how
to transfer the remaining amount into an account online. Which *again*
she did, and which is when the bank woke up to what was going on and put
a hold on her accounts.
Sounds like total bullshit and you wouldn't think anyone could be this
ridiculously stupid, right? Well, she was. The *really* stupid part was
that this woman had never worked a day in decades and lived on a part
pension and super balance from her late husband who died 20 years ago,
and her liability to the ATO was zero. To make matters worse she had two
adult children who would have smelt a rat in an *instant* but she said
nothing to them until *after* the bank had blocked her accounts which is
when she realised she'd some something wrong.
In the end the bank was able to recover most of the money that was
transferred electronically, but the cash was gone forever. From that
time until the day she died her daughter had financial power of attorney
over all of her mother's affairs, and she was never allowed to spend 10
cents without anyone knowing about it in advance.
The point of all this? it's an example of how easily people allow
themselves to be manipulated and how easily it could have all been
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
Agree, as sad as that story is its all too common, the scammers pick on
people who they think are vulnerable.
My wife received 2 email recently supposedly from the ATO, one quick
look at the senders email was enough to know that it was a scam, my wife
didn't pick it but she has been told not to click on any links and to
check with me if she thinks anything is suspicious, when I pointed out
the senders dodgy email address she now knows what to look for.
As recently as 10mins ago I got a phone call from NZ, since I don't know
anyone in NZ I dismissed the call, my Google phone has a phone number
look up feature and so it was easy to find out that the call was from a
known scam number.
Unless I'm expecting a call I generally don't answer calls from unknown
numbers, I automatically assume that its a scam.
--
Daryl
Noddy
2024-08-21 06:09:32 UTC
Permalink
Post by Daryl
Post by Noddy
The point of all this? it's an example of how easily people allow
themselves to be manipulated and how easily it could have all been
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
Agree, as sad as that story is its all too common, the scammers pick on
people who they think are vulnerable.
When her daughter first told me about it I was genuinely taken aback,
and that takes some doing for me. I couldn't believe that anyone with
even the most *basic* level of intelligence could think that handing
over brown paper bags full of cash to someone in a hoodie in a public
park was a legitimate way for the ATO to carry out business, but
according to the bank it is incredibly common and people fall for it all
the time.

In the case of this lady it kinda made *some* sense, as she was a very
easy mark, and it wasn't until her daughter started managing her
financial affairs did anyone realise just how much of an easy mark she
was. Apparently she was the kind of person who spent a lot of time
watching home shopping bullshit on TV, and signing up for whatever crap
they were selling. When she got sick and her daughter started being her
full time carer, she started cleaning out her house and found boxes and
boxes of unopened crap that she'd bought. Apparently she would do things
like sign up for monthly subscriptions for face creams and CD's and
other junk, and the packages would get delivered and chucked in spare
rooms & the garage without having ever been opened.
Post by Daryl
My wife received 2 email recently supposedly from the ATO, one quick
look at the senders email was enough to know that it was a scam, my wife
didn't pick it but she has been told not to click on any links and to
check with me if she thinks anything is suspicious, when I pointed out
the senders dodgy email address she now knows what to look for.
My mother in law is the same, but at least she asks. She's been told
many times to not respond to calls or emails asking for her information,
or especially to emails asking her to click on links.
Post by Daryl
As recently as 10mins ago I got a phone call from NZ, since I don't know
anyone in NZ I dismissed the call, my Google phone has a phone number
look up feature and so it was easy to find out that the call was from a
known scam number.
Unless I'm expecting a call I generally don't answer calls from unknown
numbers, I automatically assume that its a scam.
I've got a Galaxy S21 and it pops up a "Suspected Spam" warning most
times when an unknown number comes up. I usually answer calls, but I
don't speak until the other end does. Most of the time it's a recorded
message claiming to be from Vodaphone (who I'm not with) or some other
bullshit organisation and I just hang up and report the number as spam.

Oddly enough, the most common one is a recorded AI voice claiming to be
from the Chinese embassy stating that my visa has expired and that I'm
about to be deported :)
--
--
--
Regards,
Noddy.
Daryl
2024-08-21 06:13:08 UTC
Permalink
Post by Noddy
I've got a Galaxy S21 and it pops up a "Suspected Spam" warning most
times when an unknown number comes up. I usually answer calls, but I
don't speak until the other end does. Most of the time it's a recorded
message claiming to be from Vodaphone (who I'm not with) or some other
bullshit organisation and I just hang up and report the number as spam.
Oddly enough, the most common one is a recorded AI voice claiming to be
from the Chinese embassy stating that my visa has expired and that I'm
about to be deported :)
LOL.
--
Daryl
Xeno
2024-08-21 07:16:34 UTC
Permalink
Post by Noddy
Post by Daryl
Post by Noddy
The point of all this? it's an example of how easily people allow
themselves to be manipulated and how easily it could have all been
avoided. As I said, nobody ever gets ripped off without allowing
themselves to be...
Agree, as sad as that story is its all too common, the scammers pick
on people who they think are vulnerable.
When her daughter first told me about it I was genuinely taken aback,
and that takes some doing for me. I couldn't believe that anyone with
even the most *basic* level of intelligence could think that handing
over brown paper bags full of cash to someone in a hoodie in a public
park was a legitimate way for the ATO to carry out business, but
according to the bank it is incredibly common and people fall for it all
the time.
In the case of this lady it kinda made *some* sense, as she was a very
easy mark, and it wasn't until her daughter started managing her
financial affairs did anyone realise just how much of an easy mark she
was. Apparently she was the kind of person who spent a lot of time
watching home shopping bullshit on TV, and signing up for whatever crap
they were selling. When she got sick and her daughter started being her
full time carer, she started cleaning out her house and found boxes and
boxes of unopened crap that she'd bought. Apparently she would do things
like sign up for monthly subscriptions for face creams and CD's and
other junk, and the packages would get delivered and chucked in spare
rooms & the garage without having ever been opened.
Unbelievable how you heap lie upon lie!
Post by Noddy
Post by Daryl
My wife received 2 email recently supposedly from the ATO, one quick
look at the senders email was enough to know that it was a scam, my
wife didn't pick it but she has been told not to click on any links
and to check with me if she thinks anything is suspicious, when I
pointed out the senders dodgy email address she now knows what to look
for.
My mother in law is the same, but at least she asks. She's been told
many times to not respond to calls or emails asking for her information,
or especially to emails asking her to click on links.
Post by Daryl
As recently as 10mins ago I got a phone call from NZ, since I don't
know anyone in NZ I dismissed the call, my Google phone has a phone
number look up feature and so it was easy to find out that the call
was from a known scam number.
Unless I'm expecting a call I generally don't answer calls from
unknown numbers, I automatically assume that its a scam.
I've got a Galaxy S21 and it pops up a "Suspected Spam" warning most
times when an unknown number comes up. I usually answer calls, but I
don't speak until the other end does. Most of the time it's a recorded
message claiming to be from Vodaphone (who I'm not with) or some other
bullshit organisation and I just hang up and report the number as spam.
Oddly enough, the most common one is a recorded AI voice claiming to be
from the Chinese embassy stating that my visa has expired and that I'm
about to be deported :)
If only!
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Xeno
2024-08-21 02:21:20 UTC
Permalink
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
yes. with a cc no money is taken from your bank account, and cc's can
be cancelled or put on hold with no serious disadvantage to you. but
with a dc money is taken from your bank account (of course) which
leaves you with depleted funds. but even more worrying is that
scammers have obtained access to your banking details.
How do you get through day to day life without every day being a
catastrophe?
I wasn't talking about paypal stupid
Post by Noddy
If you use Paypal for online shopping, then your bank account details
are never revealed to anyone. For example, Unless I'm absolutely
forced to use something else, such as when dealing with someone like
Vicroads who only accepts Direct Debit, Cards or B-Pay, I use Paypal
for all my online trading which uses a debit card as the payment
source. I don't have any bank accounts linked to my Paypal account,
and the debit card itself is linked to a bank account that always runs
a zero balance and is topped up with the required amount I want to
spend when I want to spend it.
yep that's a sound method that's not uncommon, except for the zero
balance bit
Post by Noddy
With Paypal as my "coal face" payment system none of my personal card
or account details are revealed to anyone, and with the debit card
always at a zero balance nothing can be taken from the account even if
someone had the card and managed to crack the PIN. The Paypal account
itself is locked with an Authenticator so even if the password was
cracked a transaction cannot be made without the correct 6 digit
authenticator code being used.
sounds like overkill to me. paranoid much?
When it comes to online transactions, a bit of paranoia never hurts.
Post by Mighty Mouse
Post by Noddy
My credit card never goes anywhere near the internet. Ever.
Sounds like a lot of work, but it ain't. When making an online
purchase it takes around 30 seconds to transfer the required funds
into the debit card linked account and then authorise Paypal to make
the payment. It's secure, and it works. I've had no trouble using this
system yet, and while no system is perfect I don't expect I will any
time soon.
I used to use paypal but don't anymore unless I have to after having a
very bad experience in common with those posters on product review.
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Those people should have verified the account details verbally. No way
I'd be sticking half a million into an *online* bank account without a
lot of dotting of i's and crossing of t's.
Post by Mighty Mouse
Banks should have been doing more to protect customers from scammers, as
they're starting to now
People should stay away from online banking until or unless they are
sufficiently savvy. A bank cheque handed over in person deals with the
abovementioned problem. I did the same thing when I bought the last two
cars, a deposit out of the CC and the remainder drawn up from the bank
account as a bank cheque. I consider my self net savvy but I would still
do exactly the same thing today.
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:22:29 UTC
Permalink
Post by Xeno
Post by Mighty Mouse
Post by Noddy
Post by Mighty Mouse
yes. with a cc no money is taken from your bank account, and cc's
can be cancelled or put on hold with no serious disadvantage to
you. but with a dc money is taken from your bank account (of
course) which leaves you with depleted funds. but even more
worrying is that scammers have obtained access to your banking
details.
How do you get through day to day life without every day being a
catastrophe?
I wasn't talking about paypal stupid
Post by Noddy
If you use Paypal for online shopping, then your bank account
details are never revealed to anyone. For example, Unless I'm
absolutely forced to use something else, such as when dealing with
someone like Vicroads who only accepts Direct Debit, Cards or B-Pay,
I use Paypal for all my online trading which uses a debit card as
the payment source. I don't have any bank accounts linked to my
Paypal account, and the debit card itself is linked to a bank
account that always runs a zero balance and is topped up with the
required amount I want to spend when I want to spend it.
yep that's a sound method that's not uncommon, except for the zero
balance bit
Post by Noddy
With Paypal as my "coal face" payment system none of my personal
card or account details are revealed to anyone, and with the debit
card always at a zero balance nothing can be taken from the account
even if someone had the card and managed to crack the PIN. The
Paypal account itself is locked with an Authenticator so even if the
password was cracked a transaction cannot be made without the
correct 6 digit authenticator code being used.
sounds like overkill to me. paranoid much?
When it comes to online transactions, a bit of paranoia never hurts.
Post by Mighty Mouse
Post by Noddy
My credit card never goes anywhere near the internet. Ever.
Sounds like a lot of work, but it ain't. When making an online
purchase it takes around 30 seconds to transfer the required funds
into the debit card linked account and then authorise Paypal to make
the payment. It's secure, and it works. I've had no trouble using
this system yet, and while no system is perfect I don't expect I
will any time soon.
I used to use paypal but don't anymore unless I have to after having
a very bad experience in common with those posters on product review.
Post by Noddy
Nobody ever gets ripped off without allowing themselves to be.....
not everyone is technology savvy, and ppl make mistakes innocently, viz.
https://www.realestate.com.au/news/melbourne-family-loses-more-than-500000-while-buying-home-as-scammers-hack-conveyancers-email/
Those people should have verified the account details verbally. No way
I'd be sticking half a million into an *online* bank account without a
lot of dotting of i's and crossing of t's.
yeh I agree. except they had been dealing with this company by email,
and this was just another email from them to finalize the transaction,
except it wasn't !
Post by Xeno
Post by Mighty Mouse
Banks should have been doing more to protect customers from scammers,
as they're starting to now
People should stay away from online banking until or unless they are
sufficiently savvy. A bank cheque handed over in person deals with the
abovementioned problem. I did the same thing when I bought the last
two cars, a deposit out of the CC and the remainder drawn up from the
bank account as a bank cheque. I consider my self net savvy but I
would still do exactly the same thing today.
when I bought the MG i just gave them my CC and they processed it. when
I bought the Lancer same thing. but on previous occasions dealers have
required a bank cheque.
--
Have a nice day!..
Computer Nerd Kev
2024-08-20 23:03:42 UTC
Permalink
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?

I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
--
__ __
#_ < |\| |< _#
Mighty Mouse
2024-08-21 01:10:33 UTC
Permalink
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
except that the bank will tell you to sort out the issue with paypal,
and if it's not resolved in your favor the bank will not reverse the
transaction.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
eBay is pretty good at looking after both sellers and buyers. I think
you're fine using a CC on eBay.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
I do the same except I keep a balance in there and keep topping it up
--
Have a nice day!..
Xeno
2024-08-21 02:09:12 UTC
Permalink
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
That was one of the reasons why I set it up like that in the first place
- 2 layers of protection.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
I always do EBay transactions *through EBay's system*. In fact, IIRC,
that was EBay's own advice for your protection from scammers.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
The more important detail is that fraud protection is greater with a CC
than a DC. The other even more important detail is that the credit limit
on a CC protects you from huge losses whereas the *limit* on the DC is
the balance + the overdraft limit (if applicable).
Post by Computer Nerd Kev
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
I do that too, one working debit card, one debit card for an investment
account that never sees the light of day.

All this talk of CC's reminds me that I need to pay off my CC balance in
the next few days - I'll do it now. ;-)
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Mighty Mouse
2024-08-21 05:08:19 UTC
Permalink
Post by Xeno
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
That was one of the reasons why I set it up like that in the first
place - 2 layers of protection.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
I always do EBay transactions *through EBay's system*.
I don't think we have a choice anymore
Post by Xeno
In fact, IIRC, that was EBay's own advice for your protection from
scammers.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
The more important detail is that fraud protection is greater with a
CC than a DC. The other even more important detail is that the credit
limit on a CC protects you from huge losses whereas the *limit* on the
DC is the balance + the overdraft limit (if applicable).
yes
Post by Xeno
Post by Computer Nerd Kev
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
I do that too, one working debit card,
what do you use that for? I put everything on my CC and pay it in full
when due.
Post by Xeno
one debit card for an investment account that never sees the light of
day.
All this talk of CC's reminds me that I need to pay off my CC balance
in the next few days - I'll do it now.  ;-)
good idea  :)
--
Have a nice day!..
Clocky
2024-08-21 06:13:12 UTC
Permalink
Post by Xeno
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
That was one of the reasons why I set it up like that in the first place
- 2 layers of protection.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
I always do EBay transactions *through EBay's system*. In fact, IIRC,
that was EBay's own advice for your protection from scammers.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
The more important detail is that fraud protection is greater with a CC
than a DC. The other even more important detail is that the credit limit
on a CC protects you from huge losses whereas the *limit* on the DC is
the balance + the overdraft limit (if applicable).
Not so. I have set the max transaction limit for my debit card myself
and if anyone tries to charge more I am notified and the transaction is
blocked.

I'm also offered the same protections as if I was using a credit card.
It probably depends on which bank you're with.
Post by Xeno
Post by Computer Nerd Kev
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
I do that too, one working debit card, one debit card for an investment
account that never sees the light of day.
All this talk of CC's reminds me that I need to pay off my CC balance in
the next few days - I'll do it now.  ;-)
--
In thread "May need to buy petrol soon" Sept 23 2021 11:15:59am
Keithr0 wrote: "He made the assertion either he proves it or he is a
proven liar."

On Sept 23 2021 3:16:29pm Keithr0 wrote:
"He asserts that the claim is true, so, if it is unproven, he is lying."
Xeno
2024-08-21 07:19:03 UTC
Permalink
Post by Clocky
Post by Xeno
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
That was one of the reasons why I set it up like that in the first
place - 2 layers of protection.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
I always do EBay transactions *through EBay's system*. In fact, IIRC,
that was EBay's own advice for your protection from scammers.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
The more important detail is that fraud protection is greater with a
CC than a DC. The other even more important detail is that the credit
limit on a CC protects you from huge losses whereas the *limit* on the
DC is the balance + the overdraft limit (if applicable).
Not so. I have set the max transaction limit for my debit card myself
and if anyone tries to charge more I am notified and the transaction is
blocked.
What is the default? Most people leave it at the default.
Post by Clocky
I'm also offered the same protections as if I was using a credit card.
It probably depends on which bank you're with.
Post by Xeno
Post by Computer Nerd Kev
Unless like I do you keep separate bank accounts for online use and
only put in enough money for each purchase you're about to make.
I do that too, one working debit card, one debit card for an
investment account that never sees the light of day.
All this talk of CC's reminds me that I need to pay off my CC balance
in the next few days - I'll do it now.  ;-)
--
Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)
Clocky
2024-08-21 12:24:47 UTC
Permalink
Post by Xeno
Post by Clocky
Post by Xeno
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
No way! I use a credit card through Paypal. That gives me 2 layers of
protection from scammers and rip off merchants.
yep. but good luck if you have a problem. paypal likes to protect the
merchants not the customers ..
https://www.productreview.com.au/listings/paypal
If you pay via CC through PayPal, doesn't chargeback of the CC
payment work as another layer of protection like Xeno suggests?
That was one of the reasons why I set it up like that in the first
place - 2 layers of protection.
Post by Computer Nerd Kev
I'm not sure if it works with Ebay now though since you're paying
Ebay with PayPal/CC now instead of the seller directly.
I always do EBay transactions *through EBay's system*. In fact, IIRC,
that was EBay's own advice for your protection from scammers.
Post by Computer Nerd Kev
Post by Mighty Mouse
Post by Xeno
Once you do a direct bank transfer like that, the money is gone for good.
One thing people need to realise is that a credit card gives you more
security than a debit card.
yes. with a cc no money is taken from your bank account, and cc's can be
cancelled or put on hold with no serious disadvantage to you. but with a
dc money is taken from your bank account (of course) which leaves you
with depleted funds. but even more worrying is that scammers have
obtained access to your banking details.
The more important detail is that fraud protection is greater with a
CC than a DC. The other even more important detail is that the credit
limit on a CC protects you from huge losses whereas the *limit* on
the DC is the balance + the overdraft limit (if applicable).
Not so. I have set the max transaction limit for my debit card myself
and if anyone tries to charge more I am notified and the transaction
is blocked.
What is the default? Most people leave it at the default.
Depends on the bank but mine was $1000 but you can lower or raise it and
in any event I'm covered 100% in case of a fraudulent transaction
exactly the same as if I would be using a credit card.
--
In thread "May need to buy petrol soon" Sept 23 2021 11:15:59am
Keithr0 wrote: "He made the assertion either he proves it or he is a
proven liar."

On Sept 23 2021 3:16:29pm Keithr0 wrote:
"He asserts that the claim is true, so, if it is unproven, he is lying."
Mighty Mouse
2024-08-20 02:14:27 UTC
Permalink
Post by Keithr0
Post by Mighty Mouse
https://auslink.info/video/amazon_fresh.mp4
That's way out of date, Amazon gave up on the "Just walk out" stores,
they never really worked. They were supposed to have AI computers
controlling them, but, in fact, they had hundreds of people in India
watching through the cameras.
Post by Mighty Mouse
if cash is gone, government and banks will have total control of our lives
The thing about cash is that it's anonymous, how you spend it is your
business not that of the credit card company or of those who they sell
your data to.
talk about stating the bleeding obvious. but in that vein, the other
thing about cash is there can be no record of how we acquire it. we're
all familiar with tradies who give you one price for cash and another if
you want 'the paperwork'. then there's more serious criminal activity of
course.
--
Have a nice day!..
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